Financial skills enable the community members to realize their cultural values by learning financial skills that help each person to make informed decisions for themselves, their family and their community.
Whether members of your community want to start a business, buy a home, or pay off their debt, personal financial literacy is the first step in gaining control over their financial future and success toward generational wealth.
Financial Skills for youth benefit them and their families and it’s designed to help the youth in these communities understand their economy, and their families adapt their traditional skills to the wise management of financial resources. Financial Literacy programs include all of the information you need to promote learning about the following personal financial skills:
• Building a healthy economy
• Developing a spending plan
• Working with checking and savings accounts
• Investing
• Understanding credit and your credit report
• Accessing credit
• Home ownership
• Starting and owning a business
There is no single “economic” answer to the problems confronting poor communities. The answers lie with cultural people that make up these communities, themselves. Given the opportunity and resources to explore and develop their own answers, community people will create unique, culturally relevant, and sustainable economic development strategies and programs.
The curriculum is dedicated to promoting economic understanding and personal financial literacy among community people. All people should recognize the knowledge they have about themselves, their family, and their community, and we should encourage self-discovery and the sharing of that knowledge. We perish for lack of knowledge. With the knowledge gained in each community and educating the people of the community changes the playing field and lends to successful growth of business ownership and development.
Financial literacy is perceived as technical and intimidating. However, when presented in the context of one’s own culture and daily life, it becomes relevant and useful. As community members learn personal financial skills, they will also discover that their everyday decisions and actions can help support the economy of their local community.
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