Money Needs a Mission

0:01 This program is designed to provide general information with regards to the subject matters covered. This information is given with the understanding that neither the hosts, guests, sponsors, or station are engaged in rendering any specific and personal medical, financial, legal, counseling, professional service, or any advice. You should seek the services of competent professionals before applying or trying any suggested ideas. Hello, and thank you for tuning in to a Sharp Outlook on pay for HD radio and Talk for TV. I am Angela Sharp, your host.

0:42 I'll arm to your discussions with industry experts will give you the steps, tools and information to be successful in business and to prepare you to be your best self. Hello, I'm Angela Sharp, and I really want to say thank you for tuning in to ashak Outlook. Today we're going to talk about money needs a mission. Last week's podcast, we were talking about money is more than math and that we need to understand our relationship with money. But today I want to talk about how we need to assign purpose to our money. Today, I want to talk to the person out there who is working very hard every single day but still feels like money disappears too fast.

1:32 I want to talk to that person that's listening who gets paid, handles bills, takes care of responsibilities, but maybe helps everybody else sometimes and then looks up and wonders, why does it still feel like I'm not getting ahead? If that's you, this episode's for you today, because today we're talking about how to make money work for you. And let me say this from the beginning. This is not financial advice. This is a mindset shift. This is about moving from survival mode to the point of thinking about building, so you want to move to building mode.

2:18 This is about learning every dollar, understanding that every dollar that comes into your hands, it carries potential of being much more than just a dollar. The truth is a lot of us we're taught how to work for money and how to pay bills and how to shop things like that, but not how to make money work for you. And that has to change, and it has to change now. Not just spending power, though I'm not going to just talk about spending power, and not just bill money, and not just temporary relief. We need to put our money on a mission. Money needs purpose, Money needs a mission.

3:10 And here's the first thing I want you to understand money without direction disappears if you don't tell your money where to go, direction and what it needs to be doing and help you decide what to do. Bills will take it, impulse will take it, stress will take it, emergencies will take it. There's going to be something else that is going to take your money if you don't have purpose and direction for where you want your money to go, and if before you know it, another month has gone and you have nothing to show for your effort and all that you've done. That's why every dog needs a mission. Some money needs. Some money needs to be used to handle expenses for today, some money needs to protect tomorrow, and some money needs to build your future.

4:19 And that is what it means to make your money work for you. It means that your money is no longer just passing through your hands. It's been assigned, it is being positioned, it is being used with purpose. And when money has purpose, your life starts to gain direction too. And that's what we're going to be really delving into, is your life having a mission and a purpose and your money having a mission and a purpose too. One of the things we have to talk about, though, to be honest, we've got to be Frank, We've got to be authentic. We've got to be invisible here and tell you everything first. To begin this, we need to stop the leaking and start building now. Before your money can grow, you have to stop the leaks. That means, let's be honest.

5:23 Where's your money going? Have you looked? Have you actually looked to see where is your money going? What habits are draining your finances? What subscriptions, I know we have a bunch of those. What subscriptions, spending patterns or debt payments are quietly stealing your future. This is not about shame. This is about awareness because you cannot change what you refuse to face. And I last week I talked about the relationship with money. I talked about money is more than math. Yes, there's a practical side. You have bills to pay, you have expenses to take care of. But you also have an emotional side to money and that comes from maybe your childhood or things that have occurred in your life, maybe some trauma, different things that have happened.

6:28 And then there's a psychological layer of money where it really affects you emotionally but psychologically, so that the decisions that you are making it's based on a perception or a perspective that is being affected by circumstances in your life, things that you have said to yourself. And so to find out more about just that, go back, look at a sharp outlook, go to the website and look at the previous show that was there and watch it. It's called Money is More Than Math. Last week we talked about setting up a budget, and that's one of the first things to be able to set your money on a mission is to set a budget so you can design how money is going to be using where it's going to go. Because when you set up a budget, the budget's going to say I'm taking control back. The budget says my paycheck will not disappear without a plan.

7:39 A budget says I may not have everything I want today, but I'm building towards something bigger. And then there's the debt, especially high interest debt your credit cards. That kind of debt can keep people trapped for years. It takes your hard earned money and turns it into profit for somebody else. So if you want your money to work for you, one of the first steps is stop stopping money from constantly working against you. If you have credit cards that have high interest rates. Then try to find other cards that have much lower rates and go in and transfer your balance to a low interest rate credit card. Don't be fooled by the okie dokes that they say, Oh yes, They just keep giving you higher credit, higher credit, higher credit, higher credit until you reach a point where you have gotten yourself in a debt situation and they begin to raise your interest rate to keep you there. And all they do is keep making money. So be aware of the traps that are there out there that can put you in a situation where you can't get out of the situation that you're in. It takes your hard earned money, turns it into somebody profit for somebody else, and so you want your money to work for you. One of

9:11 the first steps, like I said, is stopping money from constantly working against you. And it's not something you're going to be able to do overnight. It's something that's going to take some time. It's something that you're going to have to work at. And you know what, small steps still count. Don't be upset because you can't put masses of money away. Small steps work, and they really are good as long as you are moving forward. One of the biggest lies you are told, and you even believe I'll start when I have more money. No, that's not what you should do. Start with what you have. Start small if you need to, It doesn't matter. Start, you know, if it's messy. Even if it's messy, just start. Maybe you're even scared too, but you need to start. You need to start anyway, because wealth is not only built by people who had perfect beginnings. It's built by people who made a decision and stayed consistent. That is the issue of being able to come out of a state of owing and into a state of owning is because you start small, just a little amount a week. It's

10:44 built by people who made a decision and stayed consistent. Maybe for you that means saving ten dollars a week, Maybe it means opening the savings account. Maybe it means finally learning about investing. Know there's a whole lot of tools out there to be able to study things online and seeing that they don't provide financial literacy in high school or middle school or definitely not probably you know, first through sixth grade, but in high school. I believe financial literacy should be one of your major classes that you take in school so that you can learn. Because of everything that you learn in school, financial literacy is a topic that you're going to use for the rest of your life. So to not know about it is a major injustice to you, to our children, to the generations to come. And this is why there's so many organizations out there now that are teaching financial literacy, and sign up to get the class. Don't be ashamed. It doesn't matter about what age you are or what you're financial position is. Knowledge is power. Find a class on financial literacy and learn about money. Learn about banking, learn about investing, learn about owning assets, but learn the correct way.

12:18 Do some research. You've got chat, GPT or one of those AI systems out there, Ask it some questions and it will answer you, and it will give you all the information that you need so that you understand what you're doing with money. You know you, Like I said before, even if it's just ten dollars, just think about it. If you just put ten dollars in a week, by the end of the year, you have over five hundred dollars five hundred dollars saved. Think about that over a number of years. So what I'm saying is the amount isn't the issue. It's the consistency that is important. Maybe it means saying no to one more unnecessary expense, one more subscription, maybe too many of the subscriptions that you have, and say yes to your future. Do not underestimate the power of a small discipline step repeated over time, small steps become habits. Habits become systems, and systems are what change your lives. Try it. I'm telling you it works.

13:45 Let time work with you. Now, let's talk about growth. A lot of people save money and saving matters, but saving by itself is usually not enough to build long term wealth. And this is what I'm talking about, not just a little money to spend for a vacation trip. I'm talking about money that not only is going to meet all of your needs, but have extra that even you can invest, you can help someone else. You're building generational wealth for your children, enough for even your grandchildren and several generations to come, not so they have an easy life, but because maybe they don't have to have as many struggles as you have had. A lot of people, like I said, save money and saving matters, but saving by itself it's just not enough. You have to learn how to Like I said, give your money a mission.

14:47 Watch that mission, watch that purpose, watch it grow. Watch what you're investing in. And at some point your money needs to grow. Then as you're investing, you need to learn about investing. When you invest, you give money the chance to multiply. When you invest, the money multiplies. Imagine that money that you have earned now actually begins earning for you, and so your money actually starts working for you. You place it in assets that can grow over time, and then you know and you're able to go and invest in that and you get wealth building tools available to you. This is the time for one of the greatest wealth building tools available, putting your money into assets.

15:40 Because of compound growth, money can build on itself. When you invest and what you invest in, it's going to earn. And when it earns, you earn more. You earn more. And so you look at your account. So you've put one hundred dollars in there, and now you're looking at it, it is one hundred and five the five dollars. You didn't do anything. The money earned it for you, and as you keep watching it, it keeps growing. And next thing you know, like I was saying, just putting the ten dollars in and you have five hundred each each year.

16:26 It keeps growing, it keeps multiplying, it keeps making more money for you. But then you begin to invest in other things and just having it in a savings account, and you want to know what you're doing. And as I said, I'm advising you to take some financial literacy classes and learn how investments work. Learn how the stock market works, learn how these everyone's investing in technology and bitcoins and things. You need to learn how those actually work before you invest in tools to make money. Because everything isn't safe. Some things are more risky than what you are able to handle. So you have to think about all of those different areas and different things that are out there. And that's why you know. They always say waiting, Waiting is expensive. Time is something you can't get back. Waiting is expensive. If you keep saying I'm waiting until I have more money, that time that you're waiting you can't get it back, so it's lost time.

17:42 And that time that you're waiting, that ten dollars could have been making money. That ten dollars a week could have been making money, money that you didn't have to work to get So every year you delay learning and saying and investing and building, that's time you can't get back. So no, you do not need to know everything today, but you do need to stop acting like time will wait on you, because it won't. Before you know it, five years has gone by, ten years has gone by, thirty years has gone by, and you have not reached any of the goals. You're going to come up to retirement and not have enough to be able to survive.

18:41 Your needs are not going to be able to be met. You're going to be dependent instead of having independence. So no delaying another year, another year, another year. It's not good. Sometime you just have to say no, I need to do this now. And this is something that I'm talking to you about. You can't delay because you can't get that time back. That's one thing about losing time. It's gone. It's gone. And you say, well, I'll work twice as hard. That's not going to get you. If you work twice as hard, look at what you were doing. If you were investing and working twice as hard now, everything would have been doubled. So the decision is now. The decision for my younger listeners that decision is now, so you're prepared as you get older, and you have a nice nest egg for your children and your children's children and on down the line. That's how the wealthy have always been able to maintain wealth because they learn the laws that help them to maintain their money. They learned the laws that help them be able to be able to to avoid taxation. They've learned. So there's a lot of knowledge that goes into being able to earn money and also to keep the money. So I'm advising you to

20:13 do a little research and find out a few things and then make some really good decisions. But I think you can start out with ten dollars a week. I think that's avoid I think that's affordable. Start with a ten and watch it grow and then before you know it, you get that energy and that drive and that desire to do more. And one of the other things that's really important is ownership. Ownership changes a lot. If you really want to make your money work for you, learn the power of ownership. Ownership means you have something that can grow, pay you, or increase in value over time.

21:04 That could be investments, as I was mentioning, that could be real estate that could be a business, investing in a business, or starting a business. If you're working every day and you have ideas and you have thoughts, and you have a goal and a purpose, don't delay going after your purpose. Don't delay going after your dream, because that you are investing your energy, you're investing your time, You're investing your money in something that's going to pay you later. So it's worth taking the risk. It's worth going and taking the step. Yes, it's scary, but the things if you have knowledge behind you, you can avoid all of the pitfalls, all of the scams, all of the situations that could cause you not to win in your business, it cause you not to be able to go for forward and start going backward. There's too much information out there for you not to be able to make decisions and take steps. And in a business that could be even while you're working on your job, you have a little side hustle that becomes an asset and it ends up becoming something that you can actually grow in, grow into something that makes a lot of money. That could be something you create once you get paid from it, and once you create it and you get paid from it,

22:36 make sure you get paid from it more than once. Ownership matters because when you own nothing, you are always paying, always paying, and someone else is the is getting the benefit. But when you own assets, you create opportunity to receive, to gain, and to have more. That is a different kind of life, and life where not every dollar has to come from your own labor alone. A life where your money begins to support you instead of you having to work harder and harder and harder and more hours and more hours and more hours to gain money. You have to start making that money work for you, no matter how small, it will multiply if you are smart in your decisions of how you do invest it in life where your effort today can keep paying off tomorrow.

23:41 Who in the world doesn't want that something that you invest in today and it's going to be continually keep paying and keep paying and keep paying. We all want that situation. And you can have that situation by looking now and starting now and being ready to learn and do the homework to learn how to do it. If you're going to be investing in the market, find a broker that you can trust, develop a relationship with that broker, almost a friendship where that person's not going to give you advice that you know is not going to be good for you. Be honest with them. Don't try to pretend you got all that in a back of chips.

24:32 Be honest with them that it's a risk for you. So you don't want to take some risk. You only want minimal risk. You can't handle major risk for the big payout, because yes, there are losses in those major payouts, and those are kind of I don't want to say it like this kind of manage the market. They know exactly what they're doing when they're driving the prices up and down and they are getting the payoff and you are the one that's losing. I want you to be inspired about what I'm saying, but I need you to be real. I need you to be really honest. This message is powerful, but it's not always easy. Some people are starting from behind, some are carrying debt, some have trauma in their lives, Some have lower wages, Some have family pressures and responsibilities that make financial progress harder but not impossible. So that is not about pretending everybody has the same opportunities, because they don't. And I'm not even trying to make it sound like everybody has the same opportunities.

25:51 I'm saying that this is an opportunity. It's available, and that's why you may have to start smaller, but just start. But even with that truth about some of the other issues that you might have to confront, there is still power in learning. As I keep saying, knowledge is power. Go get as much knowledge as you can. There is still power in discipline. There is still power in making one better decision of a better decision, one at a time. You may not be able to change everything overnight. You're not expected to change it overnight. You didn't get where you are overnight, so you can't expect to now suddenly just have this, you know, whole bucket full of money just falling out the sky for you. You're going to have to take baby steps, but you know what, pretty soon you're going to be running. And that's what I'm trying to encourage you to do. And like I said, you still have the power of discipline. Look at yourself, see why you're spending. Emotional spending can be devastating, So look at what you're buying. Why are you buying it?

27:14 Is it an emotional purchase or is it a necessity? Those kinds of things. When you want to invest, you have to make decisions and choices that I want my money working for me instead of buying a new pocketbook or buying some new shoes. When you have a whole wardrobe full of it, you have to make decisions that now is a time for me to start setting myself up for the future and doing the things that I need to make suit that future be very very comfortable. Close you know, I'm going to kind of start giving you some information of what it is that you need to do to make sure that you can be a part of what everyone else that has money has enjoyed.

28:08 Your money should not only come and go. In other words, it flows through your hands and goes out the door to some creditor, some bill, some expense, and in fact it's flying through your hands so quickly you don't even get to even touch it. It's just too gone. And you need to be able to know what your money is doing. I keep saying over and over. If you put a budget down, you know where the money is going, and you know when you're going to have extra or what you need to do to have extra funds, so that you can begin starting saving some money and gaining some wealth so that you can be part of the investors.

28:55 You can be part of the team that's going out there, being involved in some of the new products that are out there that's going out there, able to invest in some real estate, or invest in new businesses that are out there that are growing and going to turn profits down the line. So your money should not only come and go. It should serve you understand. It should be working for you. It should be bringing something back to you. It should be protecting you. It should be growing, and one day it should pay you back with interest. Think of money as someone you're putting on a job. You've given it an assignment, you've given it work to do, and your expectation is it's going to work for you and it's going to bring back not only what you gave it, but it's going to bring back with that and interest. It should be doubling. It should be tripling because as it stays invested and because of the time that's involved, it is going to multiply. It should be multiplying,

30:27 not subtracting, not dividing. It should be multiplying. You work too hard, I mean too hard. We spend a lot of time working in an environment or an employer, or even if it's your own business. You put in a lot of hours to have nothing building in your favor. You work too hard not to have something growing in your favor. Deserve more and just survival. You deserve stability, You deserve options. That was one of the things I always used to tell people. Knowledge is power and what it does more than anything, knowledge and education and all the things that you need to learn. Knowledge is power, and it gives you choices, and it also gives you peace, and you deserve peace. You deserve the kind of future that gets built when you stop letting every dollar leave empty handed. When that dollar goes out, it ought to be making some money for you and bringing something back, not going out the door and nothing. So start with what you have, Start where you are, art before you

32:01 feel ready. Everybody's saying I'm gonna wait till them if I once I start making this amount of money, I'll start saving once I start time. I keep saying time is something you can't give back. Do not delay, start small, but start, start before you feel ready. Because the goal is not to look rich. The goal is to get rich. Let's stop pretending, stop buying pack of books and shoes and cars and suits and all of these different things to make yourself look apart. And I know there's this whole little phrase out there. You know, I've got to look the part you. You got to you gotta look to the point where you are not overspending and living an inauthentic life. Make it work for you so you don't have to pretend. You'll have to pretend you have money.

33:06 Invest and you'll have money, and then there's no more pretense. There's nothing worse than pretending when you could be authentic. The goal is to build real freedom, and freedom starts when your money finally gets to work on the job of multiplying money. Money making money is your mission. That's your sentence for today. Money making money is your mission. I wish I could wrap I do a little rap song about money is your mission. Money making money is your mission. That's what I need you to know. I know if you have maybe had the education, had the knowledge, and you've been investing, that's great. We all know someone who financially is in a precarious situation. So I definitely want you to be sure to share this information with somebody who's ready to break old money cycles and build something better. And there's a few questions I want you to ask yourself today. What is one thing I can do this week to make my money work harder for my future than it does for my present. Okay, here's

34:40 some things to think about. Keep in mind, every dollar needs a mission and a purpose. Start thinking about the mission and the purpose that you wanted to have. Where can you put your money to have it make more money? Stop letting your money leave without a perner. You don't have to start big, as I've explained before, but you have to start on purpose. You have to start on purpose. You have to set the purpose yourself. I want to start having my money make money. I want to start having a situation where I have freedom now and I'm not always paying out money for bills and I'm always in a point of lack. I want to have that peace of mind. Your paycheck should not only maintain your life, it should build your future. While you're earning, Investing helps you to build a future so that you're not always just depending on a paycheck. Economies rise and they fall.

35:58 We end up with recessions. People start getting laid off. They don't have a nest egg. They don't have resources, so then they begin losing all of their assets because they are their debt level is such that they don't have any spare. We don't put yourself in that situation. Be honest with yourself, Be honest with your dollars and those dollars. As I said before, start out small. Just get in the habit of investing, and you will continue it for the rest of your life. The goal is not just income. The goal is ownership. The goal is having peace of mind. The goal is generational wealth, so that not only do you have, but there's enough for your children and your children's children and on down the line.

37:00 One of the things that I would definitely want to mention is whatever it is that you get involved in, whatever the vehicle, whatever the tool, whether it be like I said, the stock market, whether it be if you're getting new credit cards. One thing I want you to do, if you don't do anything else or you don't hear anything else today, stop ignoring the small print on the documents that you sign. Read the small print, because there is where it's going to tell you exactly what they're going to be doing. If they're going to be raising your interest rates. Yeah, they offer you you this wonderful rate, but did you look to see when it is going to change and when they're going to increase that interest rate on those credit cards. When you look at the stock market and you're looking at the businesses that you're investing in, or you're listening to your broker, find out what has been the trend for this company, what as the conversations out there about what this company's planning to do in the future, So that you don't get caught in a situation where they know they're getting ready to go under, or they're getting ready to find bankruptcy, or they're getting ready to be bought by another company, but they did not make it available for you to benefit from that sale. So always read the fine print. And

38:32 as I mentioned before, be sure that you go out and take financial literacy classes so that you can learn about all these different tools. There's so much stuff out there in social media, so much stuff that they're showing. I mean, I get hundreds of emails about this investment, this investment. You have to learn how to hit the delete button because everything is not good. Everything is not something you should invest in. Don't do emotional spending and don't do emotional investing. They go out and you hear a lot of talk, and you'll see a lot of articles, and you see a lot of conversations on TV or in social media about this company and they're doing this, and they're doing it, and they're hyping up, getting your emotions to going so that you do emotional investing. And before that money even gets out of your hands, they've already made a decision and the next minute the price is dropped, and guess who lost. You did because you joined too late. You did it emotionally, because you got all hyped up about what they were talking about, and they had already set the plan that once you invested your dollars, and they know a lot of people do

40:03 emotional investing and that you don't know exactly what you're doing. Then they go in and make a move and all of a sudden, the price drops. So guess what They went and traded and sucked out all the money before you had an opportunity to benefit. You were just the resource they used to gain the profits they were looking for. Be sure you know what you're doing, and if you don't take time to learn it, take time to learn it. I want you to educate yourself. That's one of the things I always tell you is to get informs so that you know what you're doing and you don't get caught and become one of the people that gets taken advantage of in one of these investment schemes. One of the things, like I said, I want you to think about, do it small. Start small. You don't have to have a lot of money, but make your money do something other than just make other people wealthy. Start looking at like I said, looking at your budget, looking at how you're spending, and go ahead and start doing some things that are going to make things better for you. But start now, because, as I said in my podcast last week, money is a resource. That's all it is. And since

41:35 it's a resource that is able to go out and bring in more resources, then you're not utilizing it. The way it was designed to be used is to be used to increase you. So use it for that purpose. Not emotional spending, not buying outside of your ability to pay, or buying things because you want to look a certain way and it's unaffordable and here you are paying for taking you like a year to pay for it. Let me tell you a secret. Nobody really cares. So fix the emotional pain and hurt and emptiness that is inside of you that causes you to buy things that are not affordable to make you have a certain feeling. That is emotional spending. And that's when money is dangerous and you can lose it very quickly, and you get this emotional high just for a second, and you know what, then when the bills come in, sh that emotional high just dropped through the floor. And now you have to deal with paying the bills for something that only made you feel good for a moment. Investing your money and

43:08 watching it grow is something that makes you feel good for years and years and years and years and more years. Now, wouldn't you like that when you like to have that peace of mind? Wouldn't you like to have that steadiness and that security and that stability. You don't need a new outfit, You got plenty of them in the closet. And like I said, nobody really cares. You know, don't do emotional spending. Don't do spending because you're angry, Don't do spending because you're feeling unhappy. Fix the problem inside, deal with what's emotion affecting you before you ever pick up your wallet, because you are getting ready to make a mistake. Pick your wallet up when you see something that's worthwhile to invest and you see the return on that investment, and you look at the possibilities and the potential of what it can do, then you are thinking about what money is supposed to really be for. It's for growth, it's for multiplying. It's for being able to multiply over and over and over. And the way it works,

44:41 it just keeps growing and it never stops growing and it continues to grow. And so then you're just end up having so much. You're only spending just the interest that you earn, not the investments that you're putting in. So give your money a chance as to do what it's supposed to do. Work hard, multiply and make the future for you, building a future for you. And one of the things I want to say that is really important, stop putting it off, don't delay any longer. Start now, get that ten dollars out and put it away somewhere and let it start growing. Ten dollars a week, ten dollars a week. It doesn't have to be a lot.

45:37 And you have it and you can do it. Start where you are and start with what you have and make it happen, and watch it grow and watch it be everything that it needs to be. But whatever you do, understand that money needs a mission. You need to decide what is the mission you want to invest in to see your money grow and become more than you ever could have imagined. I think about and I made a mistake. I think about when micro Microsoft first started and the personal computers first came out, and everyone was starting to invest in that stock and silling me. I didn't invest because I had just determined, no one's going to want those personal computers because we had those huge mainframes and that's the way it was always done, and so it wasn't going to change. So I wasn't going to invest.

46:38 And then I forgot about it. And oh my goodness, when that stock doubled and it doubled and it doubled, and it just kept doing what it's supposed to be doing, multiplying. These people who started with the first investment walked away with millions. It's too late for me to look. I get that now, but I only made that mistake once. When you make a mistake, and not take advantage. And it wasn't even it was a small investment at that and you missed that opportunity. You miss it, And that means that was security, that was stability, That was peace of mind that I didn't have for a long period of time because I didn't take the step and always kept saying, oh later when I start earning this, never put off for tomorrow what you can do today? And I think you can start now with a small investment and watch your money grow. I really appreciate you tuning in to a sharp Outlook. I appreciate you being so faithful and encouraging me to continue. Next week, we're going to be talking about trauma and what are the stories that we tell ourselves. We have a guest that's going to be on the show and she has written books

48:11 and stories, and in those stories, they help you to heal from traumatic situations. So I hope that you will consider joining us next week to enjoy that particular show. And if you want and you enjoy a sharp Outlook, maybe you'll consider subscribing and check out some of my previous podcasts and give a little comment, give a little like that would be great, and a sharp Outlook is here. We're here every Monday eleven am Eastern time eight am Pacific time, and you can reach the website is running across the screen. There. You can go in and look at the website. You can see us on most of your podcast platforms. You can just look for a Sharp Outlook and you will find our show and be sure you like it and share it. One of the things I always like to tell my audience. We try to provide business information and information about life, and information about being successful, and information about reimagining yourself, growing and becoming all that you can be. But the one thing that you have to have to do all of those things,

49:43 you have to have information. You have to have knowledge its power. So whatever you do, stay informed. I want to thank you for joining us on a Sharp Outlook. We have been informed and energized to take the next steps. We have posted links to websites and videos to learn more on today's topic. Please join us again next week or another thought provoking conversation right here on k for HD radio and Talk for TV. Listen to the podcast on all the podcast apps, and until next week, stay informed.